| Buying car insurance can be very | | | | breaks, airbags or without a locking |
| expensive. Most people are aware that | | | | steering wheel will get a higher |
| factors such as your age, where you | | | | insurance rate than a car loaded with |
| live, your driving record and your | | | | safety features. If you can, choose a |
| credit history influence how much you | | | | car with as many safety features as |
| pay for car insurance every month. But | | | | possible: airbags in every seat, |
| there is one more factor that greatly | | | | antilock breaks, a car alarm, a locking |
| influences how much you pay for your | | | | steering wheel, daytime running lights |
| auto insurance premium every month that | | | | and any other option you can afford. |
| most people overlook. What is it? The | | | | Find out if a car has high crash test |
| type of car you drive. | | | | ratings. Not only will you and your |
| A beat-up, old Toyota Camry with 200,000 | | | | family be safer, you'll have more |
| miles on it is not a brand new red | | | | spending money as well! |
| Corvette. Car insurers know that, and | | | | The best time to start thinking about |
| they charge accordingly. In general, | | | | how your car will affect your insurance |
| sports cars are the most expensive cars | | | | premium is before you even buy it. Use |
| to insure. Why is that? Well, they're | | | | logic, common sense, and don't be afraid |
| fast! Sports cars are more likely to get | | | | to ask. Quote-generating internet sites |
| into accidents as owners use their | | | | can help you see how much you would have |
| high-performance engines to drive at | | | | to pay to insure a particular car before |
| high speeds. Another reason why sports | | | | you buy it. Consider it a part of the |
| cars are expensive to insure is because | | | | total cost of the car. |
| they are stolen more often than other | | | | Here are some general principles to |
| cars. And the more mileage you put on | | | | follow which will help you choose a car |
| your sports car every year, the more | | | | that will get the lowest insurance |
| likely you are to get into an accident | | | | rates. Once again, choose more safety |
| or have the car stolen, which equals the | | | | options if you can. Choose a less flashy |
| higher amount you end up paying in car | | | | car. A minivan will get better rates |
| insurance. | | | | than an SUV. Choose a "low profile" car |
| Many internet sources will tell you | | | | that won't attract attention. Choose a |
| which cars are more likely to be stolen. | | | | car that isn't expensive to repair. The |
| If you want a car that will get low car | | | | more expensive repairs are, the more you |
| insurance rates, do some internet | | | | will have to pay for auto insurance. |
| research and find out which cars are | | | | In a word, choosing a car that won't |
| commonly stolen, and avoid buying those | | | | cost a fortune to insure is about |
| cars. | | | | prudence. You may drool over that yellow |
| Car safety features are another factor | | | | Mustang, but a dark-colored minivan will |
| that can raise or lower your insurance | | | | save you a lot of money. The choice is |
| premiums. A car with no anti-lock | | | | yours. |