| Buying car insurance can be very expensive. | | | | without a locking steering wheel will get a |
| Most people are aware that factors such as | | | | higher insurance rate than a car loaded with |
| your age, where you live, your driving record | | | | safety features. If you can, choose a car |
| and your credit history influence how much | | | | with as many safety features as possible: |
| you pay for car insurance every month. But | | | | airbags in every seat, antilock breaks, a car |
| there is one more factor that greatly | | | | alarm, a locking steering wheel, daytime |
| influences how much you pay for your auto | | | | running lights and any other option you can |
| insurance premium every month that most | | | | afford. Find out if a car has high crash test |
| people overlook. What is it? The type of car | | | | ratings. Not only will you and your family be |
| you drive. | | | | safer, you'll have more spending money as |
| | | | well! |
| A beat-up, old Toyota Camry with 200,000 | | | | |
| miles on it is not a brand new red Corvette. | | | | The best time to start thinking about how |
| Car insurers know that, and they charge | | | | your car will affect your insurance premium |
| accordingly. In general, sports cars are the | | | | is before you even buy it. Use logic, common |
| most expensive cars to insure. Why is that? | | | | sense, and don't be afraid to ask. |
| Well, they're fast! Sports cars are more | | | | Quote-generating internet sites can help you |
| likely to get into accidents as owners use | | | | see how much you would have to pay to insure |
| their high-performance engines to drive at | | | | a particular car before you buy it. Consider |
| high speeds. Another reason why sports cars | | | | it a part of the total cost of the car. |
| are expensive to insure is because they are | | | | |
| stolen more often than other cars. And the | | | | Here are some general principles to follow |
| more mileage you put on your sports car every | | | | which will help you choose a car that will |
| year, the more likely you are to get into an | | | | get the lowest insurance rates. Once again, |
| accident or have the car stolen, which equals | | | | choose more safety options if you can. Choose |
| the higher amount you end up paying in car | | | | a less flashy car. A minivan will get better |
| insurance. | | | | rates than an SUV. Choose a "low profile" car |
| | | | that won't attract attention. Choose a car |
| Many internet sources will tell you which | | | | that isn't expensive to repair. The more |
| cars are more likely to be stolen. If you | | | | expensive repairs are, the more you will have |
| want a car that will get low car insurance | | | | to pay for auto insurance. |
| rates, do some internet research and find out | | | | |
| which cars are commonly stolen, and avoid | | | | In a word, choosing a car that won't cost a |
| buying those cars. | | | | fortune to insure is about prudence. You may |
| | | | drool over that yellow Mustang, but a |
| Car safety features are another factor that | | | | dark-colored minivan will save you a lot of |
| can raise or lower your insurance premiums. A | | | | money. The choice is yours. |
| car with no anti-lock breaks, airbags or | | | | |